Cardano (ADA-USD) Founder Charles Koskinson laid out some network growth plans for 2022, he explained on Christmas Eve via YouTube. Since then, Cardano (ADA-USD) tokens climb more than 10% to its highest level seen since the beginning of November, now changing hands at around $1.56 per coin. "My goal for the second half of 2022 is to figure out how to put all the pieces together to get an end-end microfinance transaction on Cardano," Hoskinson said. Additionally, an open-source project structure will be formed next year, "kind of like Hyperledger to Linux," he added. Developers are also working on Cardano Improvement Proposals, including human-readable information for assets issued on Cardano and a native web wallet for interacting with decentralized finance protocols, to go live in 2022. On testnets, which allow developers to test out features and applications before they go public, "peer-to-peer is currently being tested with the stake pool operators on